The Payroll-to-Retirement Integration Glossary

Definitions for the terminology used by payroll companies, recordkeepers, TPAs, and retirement platforms in the 401(k) integration ecosystem.

180° Integration

A one-way automated data flow from a payroll system to a retirement recordkeeper. Census and contrib...

An additional 401(k) contribution allowed for participants age 50 and older, above the standard annu...

The SECURE 2.0 Act of 2022 (Securing a Strong Retirement Act) expanded retirement savings rules incl...

A financial institution or platform that maintains participant-level account records for 401(k) and ...

An independent firm that administers 401(k) and defined-contribution plans on behalf of employers — ...

A middleware platform that normalizes payroll data from multiple payroll systems into a single consi...

Bidirectional payroll-to-retirement data flow that adds a return path to the standard 180° integrati...